California's FAIR Plan Overload from Wildfire Risk Forces DIC Policy Add-Ons
Hundreds of thousands of California homeowners have shifted to the FAIR Plan after major insurers' exits, requiring expensive difference-in-conditions policies for full wildfire damage coverage beyond basic fire protection. Total costs have risen sharply in high-risk zones.
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·April 22, 2026·1 min readHundreds of thousands of California homeowners have shifted to the FAIR Plan after major insurers' exits, requiring expensive difference-in-conditions policies for full wildfire damage coverage beyond basic fire protection. Total costs have risen sharply in high-risk zones.
Source: nexuora. Original: https://nexuora.com/best-home-insurance-companies-usa-2026/

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