Contractor fraud, including inflated estimates and banned Assignment of Benefits agreements post-2022 reforms, frequently leads Florida insurers to deny homeowner property claims, shifting repair costs to policyholders. Bad faith suits require first proving contract breach via court judgment under updated Florida Statute §624.155.
Source: holbrookleavitt. Original: https://www.holbrookleavitt.com/blog/2026/april/impact-of-bad-faith-claims-on-future-coverage/