Homesite Insurance commonly denies Florida claims citing pre-existing damage, wear and tear especially on roofs, policy exclusions for flood or mold, and non-compliance; policyholders can file a Civil Remedy Notice under Florida Statute 624.155 for suspected bad faith, with insurers required to pay or deny within 60 days.
Homesite Insurance commonly denies Florida claims citing pre-existing damage, wear and tear especially on roofs, policy exclusions for flood or mold, and non-compliance; policyholders can file a Civil Remedy Notice under Florida Statute 624.155 for suspected bad faith, with insurers required to pay or deny within 60 days.
Source: louislawgroup. Original: https://www.louislawgroup.com/citizens-property-insurance-florida-homeowners-guide-2026
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