Homesite Insurance commonly denies Florida property claims citing pre-existing damage, policy exclusions like flood or mold, and homeowner non-compliance, with a 60-day deadline to pay or deny under state law. Policyholders spotting bad faith signs, such as inadequate inspections or delayed responses, can file a Civil Remedy Notice to pursue further remedies.
Source: holbrookleavitt. Original: https://www.holbrookleavitt.com/blog/2026/april/impact-of-bad-faith-claims-on-future-coverage/