By 2026, 70% of U.S. personal injury claims, including hybrid property damage cases, are evaluated by AI systems like Guidewire ClaimCenter and Xactimate AI before human review, automating low-value fast tracks and treating medical care like construction estimates. Major insurers including Liberty Mutual and Nationwide use these for initial triage and valuation.
Source: worldfinanceinforms. Original: https://www.worldfinanceinforms.com/technology/future-of-claims-automation-and-insurance-efficiency/