On April 23, 2026, the New York Court of Appeals ruled in Second Child v. that the federal Graves Amendment preempts state requirements for primary insurance coverage by automotive rental companies. The decision impacts insurance liability in property damage and rental-related claims.
Source: mondaq. Original: https://www.mondaq.com/unitedstates/insurance-laws-and-products/1782338/new-york-court-of-appeals-holds-graves-amendment-preempts-state-primary-insurance-requirement-for-automotive-rental-companies