Florida insurers often deny water damage claims by citing gradual leaks, neglect or flood exclusions rather than covered sudden events like wind-driven rain, potentially amounting to bad faith under the Unfair Insurance Trade Practices Act. Homeowners should document interactions and consult attorneys for extracontractual damages post-Hurricane Ian reforms.
Source: holbrookleavitt. Original: https://www.holbrookleavitt.com/blog/2026/april/impact-of-bad-faith-claims-on-future-coverage/
