Insurers deny water damage claims distinguishing gradual leaks from sudden events like bursts, excluding flood damage without separate NFIP coverage, with repairs averaging $2,000-$6,000 or up to $100,000 for severe cases. Denied valid claims may signal bad faith, warranting attorney review for unreasonable handling or withheld settlements.
Source: holbrookleavitt. Original: https://www.holbrookleavitt.com/blog/2026/april/impact-of-bad-faith-claims-on-future-coverage/
